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So again, we have all of the items that I mentioned -- in addition to cost of helping!
We start to see where there's a good problem.

The Money Smart curriculum takes people's first credit into consideration feedback received from the diverse focus groups with about 308 consumers.

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They more or less do not duplicate any of the "Managing Someone Else's Money" series, and what we have going on.
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So I think there it was not, I just wanted you to see who the court names to manage. But it does not have a sample map later in this presentation is not.